Buyer Programs

LOCK IN A BELOW MARKET RATE

*Special financing rate offer of 4.99% is paid for by Stylecraft Builders on select home contracts closed by August 10, 2026. To receive the promotional interest rates, the home purchased must be the borrower’s primary residence and the buyer must use Kangaroo Home Lending to finance the loan. Interest rates listed are effective as of June 10, 2026, are for illustrative purposes only, and are subject to change without notice.  The loan will have a 5.691% Annual Percentage Rate (APR). The promotional rate is based on a 30-year fixed-rate FHA loan with a 3.5% down payment and assumes a minimum 680 credit score. When permitted by the program, qualifying lower credit scores may result in higher fees for the borrower. For a $321,000 sales price and $315,185 loan amount, the estimated monthly principal & interest (P&I) payment is $1,690.06. This payment does not include taxes, homeowners insurance, or Mortgage Insurance Premium (MIP); therefore, the actual payment amount will be higher. Promotion is available with FHA/VA/USDA loans. Additional requirements, restrictions, and underwriting conditions may apply. Total interested party contributions are subject to limitations. Not to exceed seller concession limits. You are NOT required to use Kangaroo to purchase your property, but you are required to use Kangaroo to qualify for builder incentives or promotions. This offer cannot be combined with other offers, discounts, or programs. Not a commitment to lend. Borrower must meet qualification criteria. Speak with your loan officer for complete details. Information as of June 10th, 2026 | Kangaroo Home Lending, LLC | 4094 State Highway 6 South | College Station, Texas 77845 | Company NMLS 2400403 | Corporate Phone: 979-268-7772 Equal Housing Opportunity Incentive Promotion Advertisement

*Special financing rate offer of 5.25% is paid for Stylecraft Builders for select Stylecraft homes with contracts closed by July 31st, 2026. Buyer must use Kangaroo Home Lending to finance the loan. For a $309,000 loan, the monthly Principal & Interest (P&I) payment for is estimated at $1,736.17. The estimated monthly payments do not include taxes, homeowner insurance, or Mortgage Insurance Premium (MIP). The actual payment amount will be greater. Loan will have a 5.953% Annual Percentage Rate (APR). Interest rate based on a 30-year FHA loan with a 3.5% down payment and assumes a minimum 680 credit score for the borrower. Lower scores (when allowable) may result in higher fees for the borrower. Rates effective 06/01/26 are for illustrative purposes only and subject to change. To receive the promotional interest rate, the home purchased must be the borrower’s primary residence. Additional requirements, restrictions, and underwriting conditions may apply. Promotional rate is available with FHA/VA/USDA loan types. Speak with your loan officer to discuss specific scenarios. Not a commitment to lend. Borrower must meet qualification criteria. You are NOT required to use Kangaroo to purchase your property, but you are required to use Kangaroo Home Lending to qualify for these builder incentives or promotions. Not a commitment to lend. Borrower must meet qualification criteria. Equal Housing Opportunity.  Kangaroo Home Lending, LLC | Company NMLS 2400403 | 4094 State Highway 6 South College Station, TX 77845 | Corp Phone: 979-268-7772 Incentive Promotion Advertisement. Information as of 06/01/26.